You probably were
overcharged.
A free tool for private citizens.Benchmark what you pay against official CGHS rates for CGHS beneficiaries. Search a procedure, enter your cost, and compare the difference instantly.
Find your city.
Rates differ by tier: X pays full, Y about 10% lower, Z about 20%. Pick a city to search every procedure.
126 places listed. Not listed? Use your tier.
Common procedures.
Tier X, NABH, semi-private rates. Open any procedure for every combination.
What changes the rate.
Tier X pays the full schedule. Tier Y is about 10% lower, Tier Z about 20%. NABH, non-NABH, and super speciality hospitals have separate rates. General, semi-private, and private wards can differ. Every value is the published rate, not an estimate.
Read the method and sourcesWhat changes the rate.
The CGHS schedule is not a single price list. Each procedure has a rate for a combination of city tier, hospital accreditation, and ward entitlement.
Read the method and sourcesCity tier
Tier X is the full schedule. Tier Y rates are about 10% lower and Tier Z about 20% lower. Some items, such as blood components, are the same in every city.
Hospital accreditation
NABH accredited hospitals, non-NABH hospitals, and super speciality hospitals each have their own rate. Each value is read from the schedule.
Ward entitlement
General, semi-private, and private wards can carry different rates. Many procedures do not vary by ward at all, so the comparison shows the published ward rate, rounded to the nearest rupee, instead of a fixed adjustment.
Hospital bills are hard to argue with. A reference rate helps.
In February 2024 the Supreme Court urged the Centre to standardise hospital charges or apply CGHS rates universally. Read the order.
Reference rates, not a legal price cap. Verify at cghs.mohfw.gov.in.
Hospital bills are hard to argue with. A reference rate helps.
In February 2024, the Supreme Court urged the Centre to consider standardising hospital charges or implementing CGHS rates universally. The schedule is public. This tool makes it searchable.